Is It Time To Update Your Estate Plan?
Even if you have done the “responsible thing” and created an estate plan to control the distribution of your property after your death, it may be time to have that plan looked over by an attorney. Changes in your life, and the legal system, may have a...
An American Bankruptcy in Paris
[With apologies to George Gershwin] You’re living abroad – living the good life in Paris (or stuck somewhere less picturesque). Even whiel living outside of the U.S., you may still be able to take advantage of the benefits and protections of United States...
Debt Relief – The Hidden Costs
Many debt relief programs require payment of half of the consumer’s take-home income. Does this actually sound like a solution? Hell No! You didn’t have enough money to make payments and live on before! This is just going to make things worse and is setting...
Debt Relief
The Simple Answer is the Right Answer You already know the problem. You have too much debt and make too little money to pay it back. You may want to pay it back – You may never have intended to get so deeply in debt – But it happened. Now you need relief....
The Debt Relief Trap – Get Relief from Debt Relief
When financial hardship strikes the non-stop phone calls from creditors and the looming worry can be overwhelming. After a while you start to wonder if you’ll be able to pay even your basic, everyday living expenses. You feel trapped, you are drowning in...
Debt Relief – What They Don’t Tell You
What these companies do not tell their customers is that many creditors refuse to participate, or cooperate, with debt management agencies. Non-participating creditors will not reduce the amount of their claim. The agency will not be able to negotiate a...
Probate: Avoiding Probate
If you fail to create an estate plan, you could be subjecting your heirs to using the Probate courts to distribute and transfer your property after your death. Probate is an expensive, annoying, and drawn out process used to determine the legal heirs to your...
Probate: Avoiding Probate
If you know how you want your property to be distributed after your death you really want to avoid the probate process. Avoiding probate relatively simple: Have a will and trust created that specify who is to receive your property after you die. Even the...
Where do I file my case?
The San Francisco Bay Area is located in the Northern District of California District. We have three ‘divisional’ courts to choose from when filing: San Francisco, Oakland, and San Jose. These courts cover bankruptcy filings for the United States Bankruptcy...