by Geoff Wiggs | Jun 5, 2020 | Uncategorized
When financial hardship strikes the non-stop phone calls from creditors and the looming worry can be overwhelming. After a while you start to wonder if you’ll be able to pay even your basic, everyday living expenses. You feel trapped, you are drowning in debt, there’s...
by Geoff Wiggs | Jun 5, 2020 | Uncategorized
What these companies do not tell their customers is that many creditors refuse to participate, or cooperate, with debt management agencies. Non-participating creditors will not reduce the amount of their claim. The agency will not be able to negotiate a reduced...
by Geoff Wiggs | Apr 14, 2020 | Uncategorized
If you fail to create an estate plan, you could be subjecting your heirs to using the Probate courts to distribute and transfer your property after your death. Probate is an expensive, annoying, and drawn out process used to determine the legal heirs to your estate...
by Geoff Wiggs | Apr 14, 2020 | Uncategorized
If you know how you want your property to be distributed after your death you really want to avoid the probate process. Avoiding probate relatively simple: Have a will and trust created that specify who is to receive your property after you die. Even the most basic...
by Geoff Wiggs | Apr 7, 2020 | Uncategorized
The San Francisco Bay Area is located in the Northern District of California District. We have three ‘divisional’ courts to choose from when filing: San Francisco, Oakland, and San Jose. These courts cover bankruptcy filings for the United States Bankruptcy Court –...