Probate Basics – Questions and Answers
“If you choose not to decide, you still have made a choice.” Rush ~ Freewill We will all, inevitably, die. Whether or not you have created a will, the property that you leave behind will be distributed in some manner. If you plan ahead and create a will or...
Credit Repair: Make your credit score smile
Today’s post is contributed by Phil Bradford It is a well-known fact that bankruptcy pushes your credit score in the danger zone. In spite of this, many people file bankruptcy to get their finances back on track. It’s true that bankruptcy helps you to come...
Documents To Bring To Your Bankruptcy Appointment
When scheduling a new bankruptcy client for their initial appointment, one of the most common questions is “What do I bring with me?” When I create your bankruptcy filing, I attempt to describe your financial condition and status to your Creditors, the...
Protection by the Automatic Stay in a Serial Bankruptcy Filing
What is the Automatic Stay? The “Automatic Stay” is typically the part of their bankruptcy that consumers are most interested in. The Automatic Stay (or “Stay”) is the section of the bankruptcy code that protects the bankrupt consumer from continuing...
Sometimes you win one
Consumer Bankruptcy representing Debtors can be a brutal and sometimes demoralizing practice. Frequently, no matter how hard you try, the facts and law are just against you. You want to be able to help your clients, but their actions prior to the filing of...
Biggest mistake when considering bankruptcy
The most frequent mistake I see people make when considering bankruptcy is waiting too long. If you are considering filing for bankruptcy, file your bankruptcy sooner rather than later. Some of the behaviors people use to avoid bankruptcy cause serious...
Death Benefits Scam Leads to Arrest
Last October a family member came to me with a suspicious looking ‘membership application’ and benefits description for an organization called the “Concerned Members Committee.” Her parents had been paying into this organization every month for years. The...